by Shamir Wahid | May 6, 2020 | Mortgage
Because of what I do, and thanks to social media algorithms, I’ve been on the receiving end of sponsored ads promoting mortgage advice from property agents on Facebook. It is a pretty common tactic to rake in leads. Lately though, with very attractive packages offered...
by Armen Rizal Rahman | Apr 24, 2020 | Finance
You probably heard it by now: Oil prices dropped to unprecedented low levels, reaching negative figures for the first time in history. In fact, the last time this happened was around 150 years ago. You can see it in the chart below: There are several factors...
by Shamir Wahid | Oct 24, 2019 | Finance, Mortgage
It’s only natural to want to pay down your mortgage to reduce the general interest costs. Borrowers should settle their home mortgage early when they have big amounts of cash money, provided it is well over what they require for emergency situations and retirement....
by Shamir Wahid | Oct 9, 2019 | Mortgage
A mortgage is a debt instrument, secured by the collateral of a specified real estate, that the borrower is obliged to repay over an established term. Services and individuals use loans to make big real estate purchases without paying the entire amount in advance out...
by Armen Rizal Rahman | Jun 10, 2019 | Finance
One of the questions that some of our Muslim clients commonly ask about is on Shariah-compliant financing. In certain countries, like Singapore, Shariah-compliant financial solutions are limited. We are small country of less than 6 million people at the time of this...
by Shamir Wahid | May 7, 2019 | Real Estate
There’s a flurry of real estate ads that advocates the purchase of landed property and condominiums these days, all with the promise of being able to purchase or upgrade to such units for “little to no money”. The hidden condition for this purchase...
by Armen Rizal Rahman | Apr 5, 2019 | Finance
Unlike most Singaporeans, the Interstate Succession Act does not apply to Muslims in Singapore. That means that the regular laws on asset handling of deceased is irrelevant to most Muslims. There is in fact another set of laws when it comes to Muslim inheritance, much...
by Armen Rizal Rahman | Mar 23, 2019 | Finance
One of the common realities that everyone will experience in their life is death. And when you pass on, you will leave behind your possessions and assets that needs to be distributed amongst the deserving. Writing a will becomes a necessary step in your financial...
by Shamir Wahid | Feb 21, 2019 | Mortgage
Technology is rapidly becoming the staple tool for many banking and financial service providers for their customer outreach. Hours of time at long, dreadful queues is now saved by doing your transactions via your computer or mobile phone. The demand for fintech (aka...
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