You’re suited for HDB Loan!
You are probably a little risk averse or are not very sure about how bank mortgages work. Or the prospect of putting 5% in cash as deposit is putting you off. Hence, HDB housing loan is your best option.
However, you can be assured that you are not stuck with an HDB loan throughout. You can always jump on the really attractive rates that the bank loan have to offer by refinancing your loan later on. Hence you can be assured that your home financing costs are kept consistently low.
The amount of loan you qualify for, however, is determined by your MSR and TDSR limits. Best to get a proper consultation with us on how to maximise your loan options.
Make an appointment with us!
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