You’re suited for HDB Loan!

You are probably a little risk averse or are not very sure about how bank mortgages work. Or the prospect of putting 5% in cash as deposit is putting you off. Hence, HDB housing loan is your best option.

However, you can be assured that you are not stuck with an HDB loan throughout. You can always jump on the really attractive rates that the bank loan have to offer by refinancing your loan later on. Hence you can be assured that your home financing costs are kept consistently low.

The amount of loan you qualify for, however, is determined by your MSR and TDSR limits. Best to get a proper consultation with us on how to maximise your loan options.

Why You Should Engage a Mortgage Advisor

 

Save time and energy, while increasing your application success rate.

FREE SERVICE

The mortgage advisory service is entirely free (unless you have a complex situation) as the banks pays the advisors a direct commission for their referral.

UNBIASED & CONVENIENT

Not being tied to any particular means the advice is independent and will be provided without any specific partiality. Save you time and money, avoid confusion and increase chances of approval.

EXPERIENCED

Advisors have experience in credit and finance industry. They know how to get the most suitable loan for you that fits your situation.

Without a Mortgage Advisor

  • Stressful to handle the process on your own
  • Too many documentations required
  • May face delays in the application status
  • Takes up a lot of time and energy
  • Confused over the various packages

With a Mortgage Advisor

  • Well-versed in the process
  • Facilitate collection of documents
  • Works with efficient bankers who are prompt with processing
  • Experienced & able to provide expertise to save time
  • Highlights the key differences & simplify the financial jargons

Without a Mortgage Advisor

  • Stressful to handle the process on your own
  • Too many documentations required
  • May face delays in the application status
  • Takes up a lot of time and energy
  • Confused over the various packages

With a Mortgage Advisor

  • Well-versed in the process
  • Facilitate collection of documents
  • Works with efficient bankers who are prompt with processing
  • Experienced & able to provide expertise to save time
  • Highlights the key differences & simplify the financial jargons

Make an appointment with us!

Drop us a message and we’ll get back to you soon!